Let me explain how can I help you find your ‘Home Sweet Home’
Understand your Requirement
First of all, you can fill in a detailed questionnaire about the type of property you are looking for.
Search for listings
You can visit my website for comprehensive listings of properties in various locations in GTA. My site is easy to navigate and you can easily search properties as per your specific needs. Besides you can access my site at any time of your convenience.
Customized Listings through Email
If you want to save your time and efforts for searching the property, that is also possible. You can fill in your details below. I will send you a customized list of properties that match your criteria through emails. I will also keep you updated in case of any discounts or price reductions in property prices.
Benefits of my services
For finding a home
The normal process of searching a property through a real estate agent entails the buyer browsing through property websites and then connecting with agents for the relevant property. But, understanding the real estate terminology may be a little challenging for the buyer.
But don’t lose heart! When you visit my site, I am there to assist you at each stage of the process.
I will help you understand the form and fill in the relevant details.
I can also provide you more detailed information if required.
Once I understand your requirement, I can create a customized search for you. Through this, you will be able to get email alerts when properties meeting your criteria are available.
What’s more, you will also be updated on any price reductions or bargains in the relevant property.
Financing your home
Mortgage and loans vary according to the salary of buyers. But my experience in the field will help you get the best mortgage for your property so that you do not have to compromise on your dream.
Services I provide different types of borrowers:
Different mortgage brokers and money lenders have different terms for lend money to normal salaried families. You can safely entrust the responsibility to me to find the right broker/money lender who offers you the best deal.
If you are Self-employed
The documentation for the self-employed borrower is highly complicated. But you don’t have to worry about that. I am aware of all the detailed paperwork required and I will ease the process for you.
For those with low credit score
Getting a mortgage can be an uphill task for those with low credit scores. But I am aware of those money lenders who are ready to provide loans even to those borrowers with very low credit scores.
Adjustable Rate Mortgage(ARM)
This is valid when a lender is lending for a period of five years or less. The benefit of this system is that since the money is locked for a short period of time, interest rates are low. Through this type of mortgage, you can qualify for a larger property. On the flipside, once the fixed rate period is over, rate increases drastically. It can be quite confusing for a buyer whether to opt for this type of mortgage or not. However, I can guide you as to which is the best option for the mortgage for you.
Associated transaction fees
When you apply for a mortgage, you will need to pay a transaction fee as well. I am with you at every stage and will ensure that you pay only the appropriate fee and nothing in excess.
Most buyers look to the internet for answers to their queries regarding the prices of properties. But this is can be misleading many times.
I have years of experience in the real estate market. For each and every property I carry out comprehensive research to estimate its price. I evaluate the price of the house based on prices of similar properties in the neighborhood, real estate market data, etc. I also collect information regarding what exactly prompted the sale. I also look for other factors (defects in the property, etc.) which can help in reducing the prices.
Negotiations generally take a long time before they are finalized. But rest assured, I am with you at every stage and will make sure that you get the best deal.
Inspections and Repairs
This is a very important aspect of buying a property. It is necessary to ensure that the house is in perfect condition so that you do not have to undergo expenses after buying the property. It can also leverage the price of the property.
There are many defects that a buyer may overlook. Therefore, the services of an expert home inspector are required. I can recommend Experience home inspector he check the condition of the house from various perspectives such as:
- Pest infestation
- Water supply systems
- And many others
I will ensure that no corner is left unchecked.
Following the inspection, I can even get the repair work done by professionals at rates acceptable to the seller.
Optionally if the seller does not get something repaired, I can negotiate the price to cover for that defect.
Most real estate agents provide clients a set of documents related to title research and insurance binder. However, it can be quite cumbersome for the client to verify these documents and read every line to ensure that everything is foolproof. For properties that have been repurchased a number of times, there are generally no title issues.
However, there are certain aspects that you as a buyer should be clear about before getting into a deal.
Many a time properties may have certain restrictions or covenants associated with them which may make you reconsider the purchase.
It is important for you to be aware of all restriction, exceptions, and covenants before you go ahead with the purchase.
I have an idea about the exceptions of most residential areas. In addition to this, I thoroughly examine the documents and explain all the terms and conditions which could be in real estate jargon. This will help you take a well-informed decision.
If, while verifying the documents, at any stage you need any clarifications, I am there for you. I will help you understand the details and the information given in fine print.
Closing the deal
After finalizing the deal there is a detailed documentation required before the keys are handed over. The process of closing a deal entails negotiations, document deliveries, mortgage tasks, title details, etc. The entire process is time-bound and the tasks have to be completed within the specified dates.
There are a lot of professionals involved in a real estate deal. These are attorneys, surveyors, appraiser, title company, mortgage broker, etc. For a hassle-free closing of a deal proper co-ordination between all these entities is required.
I have successfully closed many deals in the past and am aware of the nitty-gritty of this process.